Microsoft Office Home & Business 2024 is the one-time-purchase version of Office for a single Windows PC or Mac, delivered as an electronic download with a product key (no disc in the box). It installs the classic 2024 desktop versions of Word, Excel, PowerPoint, Outlook and OneNote, so you pay once and keep using the apps without a monthly subscription. Unlike the Home edition, Home & Business includes Outlook and is licensed for commercial use, which makes it a sensible choice for South African sole traders, small offices and home users who simply want installed Office apps rather than a Microsoft 365 plan. It runs on Windows 11, Windows 10 or a recent macOS version, and needs a Microsoft account plus internet access to download and activate. Note that the one-time licence does not include the 1TB OneDrive storage or the ongoing feature updates that come with Microsoft 365 subscriptions; it receives security updates for the 2024 release.